JILI86 Maya — Limits, Fees & Settlement

The section ahead covers Maya as a payment method — who operates it, its licensing status, and what it discloses about limits and fees.

Maya at a glance

Field	Value
Operated by	What’s now Maya Philippines, Inc. operated first as Smart Money and later as PayMaya Philippines
Regulated by	Bangko Sentral ng Pilipinas
Wallet limit	From a Basic-tier monthly limit of PHP 50,000, the scale climbs to PHP 100,000 at Upgraded, PHP 500,000 for Super Users, and finally PHP 5,000,000 for Ultimate Users
Per-transaction cap	PHP 20,000 covers each transaction to a fellow Maya user, and PHP 50,000 covers each day’s outgoing InstaPay transfers, both under the Upgraded tier
Settlement	pESONet needs the same banking day to clear, unlike wallet-to-wallet and InstaPay, which move in real time
Published fees	Maya’s cash-in page draws the line at a combined PHP 8,000 a month for free selected-partner cash-in, charging 2 per cent on the rest. This number originates on Maya’s own site and was never re-pulled during verification, so it ranks below the GCash schedule above, sourced from a direct read.

Maya states these as MONTHLY wallet limits. GCash describes the ceiling as the balance in hand at a single point in time. Each of the two numbers tracks something distinct, so setting them side by side, no matter how customary that is, never adds up to a meaningful comparison.

These figures reflect one moment, recorded 2026-09. Limits and fees get revised by payment providers without warning, making the provider’s own page the only place with current figures.

Verification tiers

• Basic — Purchases face a PHP 50,000 daily cap, the wallet a PHP 50,000 monthly cap Neither transfers through InstaPay nor sends to other Maya users function at this tier
• Upgraded — This step needs three things: a video selfie, valid ID and a verified address. PHP 100,000 defines both the monthly wallet cap and the daily purchase limit, a Maya-user send tops out at PHP 20,000 per transaction and PHP 100,000 per day, while InstaPay out is held to PHP 50,000 daily within a PHP 100,000 monthly ceiling
• Super Users — PHP 500,000 covers the monthly wallet ceiling, and PHP 500,000 also caps daily purchases and daily sends. No published Maya material spells out this tier’s qualifying criteria
• Ultimate Users — PHP 5,000,000 is this tier’s ceiling three times over: monthly for the wallet, daily for purchases, daily for sends. No published Maya material spells out this tier’s qualifying criteria

The published ceiling of From a Basic-tier monthly limit of PHP 50,000, the scale climbs to PHP 100,000 at Upgraded, PHP 500,000 for Super Users, and finally PHP 5,000,000 for Ultimate Users applies to the tier stated above, not to every account.

How fast money actually moves

Maya settles pESONet needs the same banking day to clear, unlike wallet-to-wallet and InstaPay, which move in real time. The wait describes the rail, not the casino: an operator can hold a withdrawal for internal review before it ever reaches Maya, and that internal review is typically where the delay originates.

A per-transaction cap of PHP 20,000 covers each transaction to a fellow Maya user, and PHP 50,000 covers each day’s outgoing InstaPay transfers, both under the Upgraded tier applies, which is why a larger transfer sometimes has to be split.

What Maya says about gambling transactions

Nothing in Maya’s e-wallet terms and conditions addresses gambling specifically once you read them directly; what’s there are general bans on illegal activity and anti-money-laundering breaches. ‘Illegal gambling or unauthorized game of chance’ appears as a restricted transaction in its separate CREDIT CARD terms, which state suspension or cancellation of the card as the consequence. Under BSP Memorandum M-2025-029, Maya also pulled its in-app gambling and gaming links, doing so in August 2025. Telling the two products apart matters, since a restriction inside a credit card agreement has no effect on the wallet.

Paying with Maya at JILI86

1. Sign in at JILI86 and open the cashier.
2. Select Maya among the payment options your account’s cashier displays.
3. Make sure the name on your JILI86 account matches the name on your Maya account.
4. Take note of the minimum, the maximum and any fee the cashier screen shows, and only then confirm the amount.

Your account’s live limits appear on the cashier screen, so check it before the first deposit through any new method.